Why Did My Mortgage Payment Go Up?
One of the most common questions I hear is: “I have a fixed-rate mortgage, so why did my payment go […]
Buying a Home, Frequently Asked Questions, Homeownership, Refinancing
Buying a Home, Frequently Asked Questions
What You’ll Need for a Mortgage Pre-Approval
A pre-approval is more than a quick prequalification. We verify your income, assets, credit, and debts so you have a
Buying a Home
Buying a Condo? Your Monthly Payment Works a Little Differently
Buying a condominium can be a great option, but the monthly expenses aren’t structured exactly the same way as they
Buying a Home, Loan Programs
Buy Before You Sell: A Cross-Collateralization Option
You found the house you want—but you haven’t sold the home you currently own. Many homeowners assume that means they
Buying a Home
Already Pre-Approved? Why Getting a Second Opinion Can Still Make Sense
Getting pre-approved for a mortgage is an important first step—but it doesn’t mean you’re locked into that lender. A pre-approval
Buying a Home
2-1 Buydowns Sound Great — But Are They the Best Use of Seller Money?
You’ve probably heard a lot about 2-1 temporary buydowns. The idea sounds great. Your mortgage payment is reduced during the
Buying a Home
First-Time Real Estate Investor? It’s Not as Easy as the Infomercials Make It Look
You’ve probably heard the pitch. Buy a rental property. Let the tenant make the payment. Build equity. Repeat. Sounds easy.
Buying a Home
Your Lender Should Give You Options — Not Push You Into a Loan
When you’re buying a home, there usually isn’t just one way to finance it. You may qualify for FHA, Conventional,
Buying a Home
Can I Choose My Own Title Company?
Many homebuyers are surprised to learn that you may have the right to choose the title company that handles your
Buying a Home, Refinancing
Why Reputation Matters When Choosing a Lender
Not every mortgage lender is a billion-dollar national company with a massive advertising budget. For a smaller lender, reputation matters.