Why Did My Mortgage Payment Go Up?
One of the most common questions I hear is: “I have a fixed-rate mortgage, so why did my payment go […]
Buying a Home, Frequently Asked Questions, Homeownership, Refinancing
Buying a Home, Frequently Asked Questions
What You’ll Need for a Mortgage Pre-Approval
A pre-approval is more than a quick prequalification. We verify your income, assets, credit, and debts so you have a
Buying a Home, Frequently Asked Questions, Homeownership, Refinancing
Beware of Mortgage Mailers After You Close
After you close on a home, don’t be surprised if your mailbox suddenly fills up with official-looking notices about your
Buying a Home, Credit & Finances, Frequently Asked Questions, Homeownership
What Is a Mortgage Rate Buydown?
A temporary mortgage rate buydown lowers your monthly principal and interest payment during the first few years of your mortgage.
Buying a Home, Frequently Asked Questions
Let’s Talk Hours
Buying a home doesn’t always fit neatly into Monday through Friday from 9–5. Homes are shown in the evenings and
Buying a Home, Frequently Asked Questions, Refinancing
Local Lender or Big Bank: Which Is Better?
I recently asked Google’s Gemini AI a simple question: “What are the pros and cons of using a local mortgage
Buying a Home, Frequently Asked Questions
What Is a Non-Occupant Co-Borrower?
Can Someone Help Me Qualify for a Mortgage Without Living in the Home? Yes. In some situations, a family member
Frequently Asked Questions
What If I Realize My Current Lender Isn’t the Right Fit?
Buying a home can be stressful, and sometimes borrowers begin to wonder if the lender they chose is the best
Buying a Home, Frequently Asked Questions, Refinancing
Should I Get My Mortgage Through My Own Bank?
Many people assume they should get their mortgage through the bank where they have their checking or savings account. While
Buying a Home, Frequently Asked Questions, Refinancing
My Lender Said They Can’t Do My Loan. Should I Try Another Lender?
Hearing that your loan has been declined or that a lender can’t move forward can be frustrating. However, it doesn’t