Why Did My Mortgage Payment Go Up?
One of the most common questions I hear is: “I have a fixed-rate mortgage, so why did my payment go […]
Buying a Home, Frequently Asked Questions, Homeownership, Refinancing
Buying a Home, Refinancing
Why Reputation Matters When Choosing a Lender
Not every mortgage lender is a billion-dollar national company with a massive advertising budget. For a smaller lender, reputation matters.
Buying a Home, Frequently Asked Questions, Homeownership, Refinancing
Beware of Mortgage Mailers After You Close
After you close on a home, don’t be surprised if your mailbox suddenly fills up with official-looking notices about your
Buying a Home, Frequently Asked Questions, Refinancing
Local Lender or Big Bank: Which Is Better?
I recently asked Google’s Gemini AI a simple question: “What are the pros and cons of using a local mortgage
Buying a Home, Frequently Asked Questions, Refinancing
Should I Get My Mortgage Through My Own Bank?
Many people assume they should get their mortgage through the bank where they have their checking or savings account. While
Buying a Home, Frequently Asked Questions, Refinancing
My Lender Said They Can’t Do My Loan. Should I Try Another Lender?
Hearing that your loan has been declined or that a lender can’t move forward can be frustrating. However, it doesn’t
Buying a Home, Frequently Asked Questions, Loan Programs, Refinancing
Why Does It Matter If Your Lender Has In-House Processing and Underwriting?
When you’re applying for a mortgage, you may hear terms like “processing” and “underwriting,” but many borrowers don’t know what
Buying a Home, Credit & Finances, Frequently Asked Questions, Refinancing
Maxing Out Your Credit Cards Can Hurt More Than You Think
One of the quickest ways to damage your credit score is by maxing out your credit cards. Your credit score
Buying a Home, Credit & Finances, Refinancing
Don’t Ignore Small Medical Collections
Many people assume a small medical collection isn’t worth worrying about. Unfortunately, even a relatively small collection account can affect
Buying a Home, Credit & Finances, Refinancing
How a Co-Signed Loan Can Affect Buying or Refinancing a Home
Thinking About Co-Signing? Before you agree to help a friend or family member, talk to your mortgage loan officer. Even